What fees and costs will be charged?

Escrow fees are not regulated by the State. Escrow holders, like any other business, will charge fees that are commensurate with the costs of producing the service, the liability undertaken, and the overhead expenses, which include a profit factor.

Therefore, the fees will vary between companies, and from county to county. Normally, the escrow holder follows its minimum fee schedule, which will include providing for extra charges based upon the differing elements of your escrow. On occasions, an additional fee may be charged for unusual expenditures of time or a given transaction.

The escrow holder has no control over the costs of other services that are obtained, such as the title insurance policy, title sub-escrow fees, the lender's charges, fire insurance, recording charges, etc. Your escrow officer, upon request, can provide you with an estimate of the escrow fees and costs, as well as, fees charged by others, provided such information is available.

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